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2 min read10 weeks

Expense Splitting App with UPI Integration

EasyBTech CSEBCABSc ITMTech CSE+4 moreMobile App DevelopmentReadymade Available
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A mobile application for splitting group expenses among friends, roommates, and travel companions. The app tracks shared expenses, calculates optimal settlements, and generates UPI payment links for instant settlement. Features include group management, receipt scanning, and expense analytics.

Problem Statement

Indian college students and young professionals frequently share expenses for food, trips, rent, and subscriptions. Tracking who owes whom becomes complicated in groups, leading to awkward conversations and forgotten debts. While apps like Splitwise exist, they lack UPI integration for instant Indian payments and charge premium fees for basic features.

Objectives

1

Build a Flutter app for cross-platform expense management

2

Implement an optimal debt simplification algorithm

3

Integrate UPI deep links for one-tap settlements

4

Create OCR-based receipt scanning for quick expense entry

5

Design group analytics and spending insights

Modules

M1

Group Management

Create groups (flat, trip, event), invite members via phone contacts or link, and manage group settings.

M2

Expense Tracking

Add expenses with split options (equal, percentage, exact amounts, shares), attach photos, and add notes.

M3

Settlement Engine

Minimum transaction algorithm to simplify debts and generate UPI payment links for one-tap settlement.

M4

Receipt Scanner

OCR using Google ML Kit to extract total amount and items from photographed bills and receipts.

M5

Analytics

Monthly spending breakdown by category, group spending trends, and personal expense insights.

Expected Output

A polished mobile app where users can create groups, add shared expenses with flexible splitting options, view simplified debt summaries, settle debts via UPI payment links, scan receipts for quick entry, and analyze their group spending patterns over time.

Future Scope

Integration with bank SMS for automatic expense detection, recurring expense support for subscriptions and rent, travel itinerary planning with budget, in-app payment via UPI SDK, and web version for desktop access.

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This project uses: Firebase, Flutter, Dart. Basic knowledge of these technologies is recommended before starting.